Rule of 25 Calculator
Calculate your target retirement number using the Rule of 25
The Rule of 25 states that you need 25 times your annual expenses saved for retirement. This is based on the 4% rule, which suggests you can safely withdraw 4% of your portfolio each year without depleting your funds over a 30-year retirement period.
Enter your expected annual expenses in retirement
Disclaimer: The Rule of 25 and the 4% rule are guidelines based on historical market performance and should not be considered as guarantees. The actual safe withdrawal rate may vary based on market conditions, inflation, life expectancy, and other factors. This calculator is for educational purposes only. Please consult with a qualified financial advisor for personalized retirement planning advice.